Are you looking for a loan Application but don’t know if it is real or fake? Don’t worry; I am here to review another Loan Application available on the Google Play Store, AI Kredit.
AI Kredit is a loan application with minimal documentation and lower interest rates. Let’s look at AI Kredit’s Pros, Cons, and How it works. And a genuine review of it.
AI Kredit Loan App Details
AI Kredit Personal Credit Loan is a personal loan application available on the Google Play Store with a 4.3 customer rating. This application is offered by KAILASH AUTO FINANCE LIMITED and is RBI-approved.
| App Name | AI Kredit-Personal credit loan |
| Offered by | KAILASH AUTO FINANCE LIMITED |
| Loan Amount | ₹5,000 up to ₹1.8 lakh |
| Interest Rate | 10% to 24% |
| Repayment Periods | 91 days – 320 days |
| App Version | 1.0.7 |
| Requires Android | 7.0 and up |
| Downloads | 500,000+ downloads |
AI Kredit Loan App Requirements
If you want to apply for an AI Credit loan, then you have the following requirements:
- Resident of India: Applicant should be an Indian Citizen with a proper government-issued document like Aadhar Card, PAN Card, etc.
- Age: The applicant should be more than 18 years old. If you are under 18, don’t try to apply for a loan.
How do I use the AI Kredit Loan App?
AI Kredit is a loan application that provides instant personal loans with a lower interest rate. If you want to take a loan from this application, then you can follow the given steps:
- Open the Play Store and install the AI Kredit app.
- Sign up with your Mobile Number or Email ID.
- Enter basic details like First Name, Last Name, Date of Birth, Gender, etc.
- Complete your KYC and upload government-issued documents.
- Take a Selfie and upload it.
- The app dashboard will be open now. Apply for a loan, and after approval, the loan amount will be credited to your Bank Account.
AI Kredit Loan Information
AI Kredit is a loan application that offers an instant personal loan from 5000 rupees to 1.8 lakhs with an interest rate of 10% to 24%.
According to them, they offer a repayment period of 91 days to 320 days, but when I asked some users, they had problems regarding it. This application charges a higher interest rate and provides a 7-day repayment period.
Pros and Cons of AI Kredit Loan App
- Easy to use.
- Instant Approval.
- Lower Interest Rates.
- Good Repayment Time.
- 4.3 Rating on the Google Play Store.
- Do not charge any processing fees.
- Available on the Google Play Store.
- No Customer Support.
- Bad Reviews.
- Provides only a seven days repayment period.
- Blackmail & Hara’s users.
- No Developer and Founder Information is available.
- Take access to your contact list and gallery.
AI Kredit Loan App: Real or Fake?
The AI Kredit Loan App is not a legitimate application. Here are some main reasons that show the AI Kredit Loan App as a Scam:
- Like a real loan application, this one has no customer support.
- If any user cannot Repay, they blackmail and harass the user.
- Unauthorized access to your mobile data, like your contact and gallery.
- Provides only a seven-day repayment period.
- Credit money in the user’s bank account if they also didn’t apply for a loan.
- Ask for Repayment 2 or 3 times for a single Loan.
These are some points that show AI Kredit Loan is a Scam Application. I will not recommend you apply for a loan from this mobile application.
AI Kredit Loan App Customer Care
- Email ID: touch@xddedit.com
- Address: 19 Rollant Complex 37/17 The Mall Kanpur Uttar Pradesh 208001
- Mobile Number: Not Know
AI Kredit Loan App Review
AI Kredit-Personal credit loan
Summary
AI Kredit Loan App is not a legitimate application. AI Kredit is a loan application that offers an instant personal loan from 5000 rs to 1.8 lakhs with an interest rate of 10% to 24%.
According to them, they offer a repayment period of 91 days to 320 days, but when I asked some users, they had problems regarding it. This application charges a higher interest rate and provides a 7-day repayment period.
I will not recommend using this app to take a personal loan. There will be higher chances of scams. If you are an old AI Kredit user, give your experience in the review section.
App is fraud, don’t believe any one after payment also sending messages
This application is fraud .
I just installed this application and never apply for loan then also received money in my bank account after 6 days they started calling me from different different numbers they calls only on whatsapp and makes my nude photos how they got access I don’t know. & Started sending that photos to my family and friends. This are fraud application i already paid for loan which I never apply.
This application is really fraud and I once I apply for loan in a emergency and then I timely repayment than after I receive money in my bank account and first they show repayment date is 365 days and then after 6 days they calling me very different different number and harassing me so please don’t believe in this application if you need a loan please go through bank only
Dont even try to take loan from this app. Pay loan with high intrest or do sucide