Smart Credit Loan App Safe or Not, Scam or Legit, Customer Care, Pros & Cons
Smart Credit is a trending mobile application on Play Store that provides loans with very less document requirements. Here the main question is whether taking a loan from these types of third-party applications is safe or not.
In today’s blog post, we will review Smart Credit Loan App. There is no confirmation that the Smart Credit Loan application is a scam or legit.
Smart Credit Loan App Details
| App Name | Smart Credit |
| App Type | Loan App |
| Interest Rate | 8% to 24% |
| Loan Repayment Time | 90 days to 365 days |
| Service Charge | Not Disclosed |
| Platform | Google Play Store |
| Operating System | Android |
| Real or Fake | Probably Fake |
Smart Credit Overview
Smart Credit is a third-party loan application available on Google Play Store. They offer loans at a low-interest rate, no additional charges, and a 90 to 365 days repayment period. Taking a loan from these types of applications can be risky.
Smart Credit applications have mixed positive and negative reviews. We can’t judge an application over review because most of them are fake.
Smart Credit Interest Rate
Smart Credit Loan application provides loans at low-interest rates. According to some resources, they offer an interest rate of 8% to 24%. It depends on loan periods and amounts and can be different for each user. This app does not specify one interest rate for a specific amount.
So, I will recommend you to see towards market interest rate while taking a loan from these types of third-party loan applications.
Smart Credit Customer Services
The Smart Credit Loan application does not provide much information about customer support. smartcredit13@gmail.com is the official email id of this app. They have no website or address that proves their existence.
Pros & Cons of Smart Credit Loan App
Like other third-party apps, Smart Credit has a lot of pros and cons. Here are the major issues you will face with this app and these types of apps have no advantages.
- Instant Loan
- No Physical Documents Required
- CIBIL score not mandatory
- High-Interest Rate
- Data Piracy
- High-Interest Rate
- No Customer Support
- No Registration Details
- No Active Social Media and Website
- No Information of Founder
- No Proper Terms & Conditions
- Not disclosed Extra Charges
How to Apply for Smart Credit Loan?
Smart Credit Loan App is a third-party loan application available on Google Play Store. According to this application’s reviews and terms and conditions, it looks like a Scam. This app has no social media accounts, no website, and no good customer support.
If you wish to try the Smart Credit Loan app then follow the steps given below.
Total Time: 10 minutes
Download Smart Credit App
Download and install the Smart Credit loan application from Google Play Store.
Sign Up & Register
After completing the Installation, register on this app with the required documents and fields.
Fill Application Form
Now, you need to apply for Loan Application. Once your loan application is approved your loan amount will be credited to your bank account.
FAQs
Is smart credit Legit?
No, Smart Credit is not a legit application. Be aware of these types of loan applications.
Is smart credit free?
Yes, Smart Credit is a free-to-use mobile application.
Smart Credit Loan App Review
Smart Credit Loan App
Summary
Smart Credit app is a loan application that offers loans at low-interest rates and a repayment period of 90 days to 365 days. It looks like a scam app and I don’t recommend you take a loan from this type of third-party application.