Navi Loan App Review, Customer Care, Interest Rate, Pros & Cons

Navi Loan App Real or Fake: Are you looking for a loan application that offers you a flexible loan option with a lower interest rate? Navi Loan App is one of the most popular loan applications available on Google Play Store but a lot of users have doubts is it safe to take a loan from Navi App.

JOIN US ON TELEGRAM Join Now is a genuine platform where you can read trusted reviews. In today’s blog post, I will share an in-depth review of Navi Loan App. In this review I will talk about Navi App Interest Rate, Repayment Time, and most importantly is it safe or not.

Navi Loan App Details

App NameNavi Loan
App CategoryFinance
App FeaturesLoan, Insurance, UPI, Mutual funds, etc.
App Downloads1 Cr+ Downloads
Loan AmountUpto 20 Lakhs
Navi Loan Interest Rate9.9% P.A. to 45% P.A.
Navi Loan Repayment Time72 Months
RBI ApprovedYes
Rating4.3 out of 5.0
Real or FakeReal

Navi Loan App was first founded in 2020 by ex-Flipkart CEO Sachin Bansal with Ankit Aggarwal. With the Navi App users can pay money through Navi UPI, invest in mutual funds, claim health insurance, and claim a paperless personal loan.

Navi Loan App is available on Google Play Store with a rating of 4.3 out of 5. Navi App offers a paperless loan process with lower interest rates and no extra charges.

How to download the Navi Loan App?

  • Open Google Play Store.
  • Search “Navi Loan” in the search bar and search it.
  • You can see the first result of the Navi Loan App. Just click on the install button.
  • It will take some time to complete the installation. After Installation Open it.
  • Now login or sign up and complete your KYC with a PAN Card or other government-issued ID card.
  • Enjoy using the Navi App financial services.

Navi Loan App Requirements

Navi Loan App is not available for everyone. If you are financially independent and want to try financial services or products then Navi App can be perfect for you. To apply for a loan a user should have passed the following eligibility criteria:

  • Resident: Applicant should be a resident of India with a government-issued ID card.
  • Age: Applicant must be 21 years old to avail cash loan and 22 years old to avail home loan.
  • Applicant should be salaried or self-employed.

Features of Navi Loan App

Navi Loan App does not provide only loans to their users. Here are the all financial services and products offered by the Navi App:

  • Navi UPI: UPI is a trending and reliable method to send and receive payments. Navi also offers you a UPI payment option from where you can pay shopkeepers, your friends, and others. Navi UPI is a safe and secure process that allows you to track your transactions.
  • Mutual Fund: A mutual fund is a good option for investment in your future. Navi offers a wide range of mutual fund options in which users can invest to get higher returns in the future.
  • Health Insurance: Insurance is something that helps you financially with many financial problems. Navi offers Health Insurance for you and your family.
  • Home Loan: Navi Loan is very simple to apply with a paperless process and no extra charges. Navi App offers a home loan of up to 5 crores with a desired interest rate, no processing fees, and pays off it without any extra charges. Navi Home loan is available in a few cities like Mumbai, Delhi, Bangalore, etc.
  • Cash Loan: Navi App offers an instant cash loan with a minimal interest rate. With the Navi App, users can claim cash loans within seconds with a paperless process. A user can claim a loan of 20 lakhs with an interest rate of 9% per annum. Interest rates can also vary depending on many criteria like your civil score, your security, your income, etc. Navi Cash Loan also has 72 days repayment time with no extra charges.

Pros & Cons of the Navi Loan App

  • Navi offers various financial products and services like mutual funds, health insurance, home loans, and more.
  • Navi Loan App is available on the Google Play Store with a rating of 4.3 out of 5.
  • Navi App provides a user-friendly interface to its users.
  • Navi App offers instant loan approval and instant credit.
  • Navi offers a higher loan amount of up to 20 lakhs.
  • Navi App does not charge any extra processing fees and provides various payback options.
  • According to me, there is not much problem with Navi App but some users have problems with their customer support.

Navi Loan App: Real or Fake

Navi Loan App is a safe and secure application available on the Google Play Store with a rating of 4.3 out of 5. If you want to take a loan, invest money, etc then you can safely use Navi App. Navi is a real platform that is made to solve the financial problems of users by providing them with the correct financial services or products.


Is the Navi loan app RBI approved?

Yes, the Navi app is RBI approved and safe & secure loan application.

Is Navi Loan App Safe?

What is customer care number of Navi Loan App?

Navi Loan App Review

Navi: Investments, Loans & UPI


App Interface
Investment Options
Interest Rate
Repayment Options
Health Insurance Terms
Customer Support


Navi: Investments, Loans & UPI is a loan application available on the Google Play Store and offers many financial services like mutual funds, cash & home loans, UPI, health insurance, and more.
According to me, Navi is a safe and secure loan app and you can try their financial services. If you are an old Navi App user write a short experience about it in the review section.


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